Investment Planning Overview
Our investment planning philosophy is based on time-tested methods that will benefit an investor over the long-term. Fundamental to our philosophy is asset allocation, because overall portfolio performance is driven largely by the allocation of money invested in cash, bonds and stocks.
One’s investment time horizon, the time between investing money and withdrawing it later, plays a significant role in determining asset allocation. Further, a client’s tolerance for market variability also influences the ultimate asset allocation. By documenting client goals and objectives, and factoring in time and risk tolerance, we are able to craft an overall portfolio that, over time, will meet the client’s needs.
As fiduciaries, our asset allocation and investment decisions are based solely on the needs of each client. We do not receive commissions based on our clients' purchases or sales of assets.